Carlsbad Chapter 7 Bankruptcy Attorney
Supportive Bankruptcy Firm in Carlsbad, CA
Falling behind on payments can seem overwhelming – especially when you are being hounded by collectors and banks to quickly and efficiently repay the debts. If you are one of the millions of Americans that are feeling the strain of financial complications, it may be time to consider speaking with an attorney about bankruptcy.
At our firm, the Carson Law Group, Attorney Carson dedicates personal time to each client that we take on, and you can be confident that your future is in good hands. When you work with our Carlsbad Chapter 7 bankruptcy lawyer, we will discuss all options for overcoming debt and determine if Chapter 7 bankruptcy may be right for you.
What Happens When You File for Chapter 7?
In Chapter 7 bankruptcy, you may be able to:
- Discharge all unsecured debts
- Save your home from foreclosure
- Stop wage garnishments
- Stop repossession
- Regain control of your credit and financial situation
- Stop harassing creditor calls and collection attempts
Ready for your free case evaluation? Call a Chapter 7 bankruptcy lawyer near you today! Let us help you get back on your feet financially.
How Long Does a Chapter 7 Case Take?
Depending on your unique situation, Chapter 7 bankruptcy may take anywhere from 4-6 months for your Chapter 7 bankruptcy case to complete. In the event that you need to provide additional information, you're involved in a separate bankruptcy case or that your trustee must sell property, it may take longer.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is different from Chapter 13, in that Chapter 7 is reserved for individuals that can no longer afford to make even minimum payments against their debts. Sometimes referred to as liquidation bankruptcy, Chapter 7 allows debtors to regain financial control through the discharge of all unsecured debts.
What Are the Eligibility Requirements for Chapter 7?
In order to be considered eligible for Chapter 7, you must first complete a means test. This test will prove that you are not financially sound. If you are not eligible for Chapter 7, you may still benefit from bankruptcy through filing for Chapter 13.
Providing Supportive Guidance & Firm Representation in Carlsbad
Are you ready to learn more about your financial situation and how working with a Carlsbad bankruptcy lawyer may help you? If so, contact the Carson Law Group today and speak with a dedicated legal professional from our staff.
Visit ourlawyer reviews to see why clients choose our California law firm when they're looking for the best bankruptcy attorney near them.
To get started, contact our Carlsbad Chapter 7 bankruptcy firm today and schedule a free consultation with our team.